Private health insurance covers the cost of private medical treatment. You pay a set amount every month and if you require medical treatment, you can claim for the costs rather than paying for it yourself or receiving treatment by the NHS.
There are lots of different health insurance plans to choose from. Basic health insurance policies cover essential treatments, comprehensive policies include specialist therapies and medicines.
Private medical insurance is when you pay a monthly amount to the insurance company and it pays for your treatment including hospital care, surgeries and medication.
Please note that when you enquire about private health insurance, you should be provided with a comprehensive list of conditions and treatments that cannot be claimed for. This could also include things like organ transplants, routine pregnancies, self-inflicted injuries, mobility aids, sports or activity-related injuries, substance abuse and more. Always be sure to check and confirm you are comfortable with what the provider will not cover before signing the agreement.
There are a number of good reasons to pay for private medical insurance as it generally ensures you:
| For a healthy, non-smoking 35-year-old | |
|---|---|
| Provider | Cost per month |
| Vitality | £39 |
| Aviva | £42 |
| Axa | £44 |
| Exeter | £42 |
| Bupa | £56 |
| Prices are correct as of January 2021. | |
Compare your options to make sure you’re getting a great quote.
Non-smokers usually get a cheaper health insurance quote.
Increasing the excess can lower down the monthly payments
A lump sum generally works out cheaper than paying monthly premiums.
Some insurance companies will give you a cheaper deal if you stay fit.
Are there any treatments you feel you could exclude from your policy.
We make it easy to find private health insurance to suit the needs of individuals, couples and families. Working with insurers such as Vitality, Aviva, AXA and Bupa, we search from over 100 policies to find you the best one that suits your budget and lifestyle.
We understand how important it is to find the best medical insurance deal, so you can rely on our team of Private Medical Insurance Advisors who can help you with the process get a quote that suits you. Our health insurance services are completely free of charge.
Comparing private health insurance is what we do, so you will get through to someone who can help. Call us from Monday to Friday (8am - 7pm) and Saturday (9am - 6pm).
